The Buzz

A HOME & ITS TITLE CHAIN

Every property has a history of owners.  That history is called a title chain.  When a link in the chain has a problem, it’s called a title defect, or a cloud on the title. No matter how small the problem is, any title issue must be resolved in order to offer a clear title to the buyer. When purchasing a home, you may view title insurance as an unnecessary cost.  However, title insurance provides protection for both the seller and the…

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November is National Gratitude Month

National Gratitude Month in November encourages us to embrace the power of gratitude. Gratitude is more than simply saying “thank you.” Gratitude’s amazing powers have the ability to shift us from focusing on the negative to appreciating what is positive in our lives. Practicing daily gratitude gives us a deeper connection to ourselves, the world around us, and to our Creator. Everything in our lives has the ability to improve when we are grateful. Research has shown that gratitude can…

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October is National Cyber Security Awareness Month

Since 2004, the President of the United States and Congress have declared October to be Cybersecurity Awareness Month, helping individuals protect themselves online as threats to technology and confidential data become more commonplace. The Cybersecurity and Infrastructure Security Agency (CISA) and the National Cybersecurity Alliance (NCA) lead a collaborative effort between government and industry to raise cybersecurity awareness nationally and internationally.  October is National Cyber Security Awareness Month (NCSAM). This designation has been observed in the United States since 2004, when…

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NEVER Do This if You’re Buying a House

Buying a house is one of the biggest decisions you can make, and it’s a huge milestone in your life. And whether you’re buying a house for the first time or the fifth, you want to make sure you don’t accidentally sabotage your chances of getting the house you want. And that’s why it’s so important to never apply for new debt when you’re trying to close on a house! Adding new debt when you’re trying to buy a house…

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Do You Know the Difference?

Real Estate Title can be confusing. But what can be even more confusing are the different policies and types of insurance that are discussed during the title process. Here we discuss each of them briefly for you: A Owner’s Policy provides the buyer with protection in case an undiscoverable defect comes up after the title search. These title issues could include forgery, fraud, or clerical errors, and without title insurance, the buyer could potentially lose the property. Each side of…

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A Very Brief History of Women’s Rights to Own Property

Throughout the majority of history, women were not afforded the same property rights as men.  While women could technically inherit property in the 18th and 19th centuries, many noble estates were irrevocably tied to a title that could be inherited only by a male heir. This law or idea comes from the medieval “primogeniture system,” which for centuries left women with inadequate property rights.   Under the primogeniture system, European monarchs and noble families’ titles must be transferred through men.  When…

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The Real Estate Title Industry and Its Role in the US Economy

The Land Title or Real Estate Title Industry is vital to the US economy. The work a title agent does protects the rights, therefore the monetary investments, of real estate buyers. The industry reduces risks to lenders, giving banks the confidence to issue mortgages and home equity loans. Because of the assurance title insurance provides, lenders issue loans more cheaply than without land title insurance, and agents provide the assurance necessary for capitalism to flourish in our country.  The real…

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Do You Know Your Real Estate Title Agent?

You know your doctor.  You know your car insurance agent. You know your mechanic.  But do you know your real estate title agent? Do you know that your title agent has your back when it comes to protecting your interest in your home?  A title agent is more than just providing a title search or closing on your new home. They are a very important part of the real estate transaction that goes mostly unnoticed.  Their job is a combination…

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Together, we can keep our customers safe from wire fraud

During the process of buying or selling a home, it takes plenty of people surrounding our customers to protect their best interests and their money. Realtors, loan officers and title companies are all on the same team. That’s why your Whipple Title team wanted to make sure we talked to you about wire fraud. We’ve shared warnings about this issue before – you’ve probably seen our email footers talking about wiring instructions and how they will be sent from Whipple…

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Whipple Title Agency LLC
1149 Whipple Ave NW
Canton, OH 44708
Tel (330) 477-3589
Fax (330) 477-5300